Insurance Carriers
North American Advantage Insurance Services works with some of the finest and most diverse insurance carriers across the country to ensure that our customers have a wide range of options to choose from when selecting the insurance coverage that meets their needs and budget.
Quality, strength and performance have earned QBE a solid reputation among the people, communities and companies we serve. Ranked among the top 20 insurers and re-insurers in the world, QBE’s financial standing is rated A (Excellent) by A.M. Best and A+ (Superior) by Standard & Poor’s.
Since 1886, QBE's resources, industry expertise and collaborative culture have provided tailored and innovative solutions to fit our clients' needs. Serving the builder community has been one of our specialties for more than 60 years. We are privileged to count North American Advantage Insurance Services (NAAIS) among our long list of distinguished partners. Together, we are able to serve Lennar and its homebuyers with competitive pricing and a convenient and seamless process to make the home-buying journey a most enjoyable experience.
From quality insurance products and pricing, to underwriting, service and claims, QBE and NAAIS are focused on serving Lennar's customers with all their insurance needs.

In its 16-year history, American Strategic Insurance (ASI) has established itself as a premier insurance carrier in markets where other household names have stopped writing homes. Our significant surplus of over $550 million and solid reinsurance protection has earned ASI a strong reputation for stability and strength.

Superior performance through more than 30 major disasters has proven that ASI’s commitment to its risk management principles is what has set it apart from competitors. This experience has allowed ASI the ability to maintain financial strength and has earned the organization an A.M. Best Co. rating of A (Excellent) with a stable outlook. ASI and NAAIS both strive to provide our customers with appropriate coverage, exceptional service, and peace of mind to our policyholders.

A large reason for our success is our Preferred Builder Program, which targets new homes built by credible builders, like Lennar. Lennar’s strict adherence to building codes and modern construction methods translates to a reduction in premium for you. It's not just about the money you save - it's the peace of mind that comes with a strong partnership between North American Advantage Insurance Services (NAAIS) and ASI. We are honored to call NAAIS our partner since 2007. 

In 2004, Universal North America was just launching operations as a Florida-only, mono-line carrier when one of the worst hurricane seasons on record brought hurricanes Charley, Frances and Ivan to Florida. As a result, in our very first year in business, we paid over $100 million in claims. This test of strength and stability might have leveled some start-up carriers, but it was merely a foreshadowing of a success story in the making; we emerged strong, smart and even more committed to our guiding principles that helped us weather the storms.
In 10 short years, Universal North America has grown from a mono-line domestic carrier comprised of eight employees in a single office to a super-regional carrier with approximately 200 team members in four offices nationwide. We operate in five time zones and insure more than 270,000 policyholders. Since 2008, Universal North America and North American Advantage have partnered to bring premier Homeowners, Dwelling Fire, Condominium, Renters, and Flood products to our valued clients. (Not all products are available in all states.) 
A wholly owned subsidiary of Puerto Rico’s largest property insurance company, Universal Group, Universal North America believes that solid insurance protection is built on values. Our values are at the core of every business decision, and one of the reasons that our customers enjoy world-class customer service and prompt claims handling. We maintain a solid financial position, utilizing extensive reinsurance protection and conservative investments to ensure the strong financial stability of Universal North America. Our statutory companies are rated A-(Excellent) by A.M. Best and A, Exceptional.


Safeco has been protecting individuals and families with personal insurance coverage since 1923. With a comprehensive range of insurance coverage and expert advice from local independent agents, Safeco offers the best mix of coverage and pricing for auto, home, boat, motorcycle, RV or classic cars.

The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. The company's diverse business lines offer its global customers a wide range of coverage sold primarily through independent agents and brokers. 


Progressive has been in business since 1937 and currently is one of the largest auto insurance groups in the United States. In addition to auto insurance, Progressive offers the following types of insurance to customers throughout the country: boat/personal watercraft insurance, commercial auto insurance, motorcycle insurance, RV insurance, Segway insurance and homeowners insurance through select carriers. 


Security First Insurance is one of the largest homeowner’s insurance companies in Florida. Built on a 100-year history in insurance and an acute understanding of Florida's vulnerability to natural catastrophe, Security First Insurance serves hundreds of thousands of policyholders living across the state, holding the customer at the core of everything we do.

The Hartford
With more than 200 years of expertise, The Hartford (NYSE: HIG) is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity.

Headquartered in New York, N.Y., MetLife and its affiliates offer a full range of insurance and other financial products and services. In addition to life, non-medical health and property and casualty insurance, MetLife is a leader in savings and retirement products and services for individuals, small businesses and large institutions. MetLife is the largest life insurer in terms of life insurance "in-force" in North America.


Kemper is a diversified insurance holding company with subsidiaries that provide an array of products to the individual and small business market. Kemper Personal and Commercial Lines sells auto, home and Package Plus policies through independent agencies. Kemper Specialty California sells personal auto insurance in the state of California through independent agents and brokers to customers who may have had difficulties obtaining or maintaining insurance in the past.

Founded in 2000, Stillwater Insurance Group (formerly Fidelity National Property and Casualty Insurance Group), operates in all 50 states, protecting your home, rental properties, automobile, business and other assets. With our experienced management team at the helm, Stillwater Insurance Group is charting a course for continued growth while remaining dedicated to customer service and technological development. We are rated A.M. Best "A- Excellent.”


First American Property and Casualty was launched in 1979 and now writes policies throughout the nation, specializing in property insurance with four major types of insurance: homeowners, dwelling fire, condominium and renter's. At First American, our mission and promise to you is to provide you with comprehensive insurance solutions that provide security, protection, peace of mind, and superior customer service at value pricing.