Terms and Conditions

North American Advantage Insurance Services

Terms & Conditions
 
North American Advantage Insurance Services (NAAIS) require all persons or entities visiting NAAIS Internet sites to agree to the following terms and conditions. By accessing an NAAIS site, you confirm your agreement to and acceptance of these terms and conditions.
 
Corrections and Modifications
NAAIS is under no obligation to update, correct or otherwise modify any information contained, residing or transmitted to this or any NAAIS site. While every reasonable effort is made to ensure that the information presented on and contained in these sites is accurate and correct, there may be inadvertent (technical and/or factual) inaccuracies and typographical errors. Information contained in NAAIS sites may also become out-of-date. While NAAIS disclaims all responsibility to update or correct any information placed on its sites, NAAIS reserves the right to make changes and updates to any information contained within a NAAIS site, including these Terms and Conditions, at NAAIS’s discretion and without prior notice.
 
Consent to Monitoring and Disclosure
NAAIS is under no obligation to monitor the information residing on or transmitted to any NAAIS site. However, anyone accessing a NAAIS site agrees that NAAIS may monitor the site to (1) comply with any necessary laws, regulations or governmental requests; (2) operate the site in a manner NAAIS deems proper or to protect against conduct NAAIS deems inappropriate. NAAIS shall have the right, but not the obligation, to reject or eliminate any information residing on or transmitted to its sites that it believes is unacceptable or inconsistent with these terms and conditions.
 
To the extent NAAIS receives information or materials through its sites, including but not limited to feedback, data, answers, questions, comments, suggestions, plans or ideas, such information or material shall be deemed to be non-confidential. NAAIS assumes no obligation to protect such information from disclosure. The submission of information or materials to NAAIS through a NAAIS site shall in no way prevent the purchase, manufacture or use of similar products, services, plans and ideas by NAAIS for any purpose whatsoever. In addition, NAAIS shall have the right, in any form now or hereafter known, to reproduce, use, disclose, distribute, transmit, create derivative works from, and publicly display and perform, any information or materials submitted by visitors/users through any NAAIS site.
 
Endorsements and Linked Sites
Periodically, NAAIS makes reference in its sites to the products, services, processes, hypertext links or other information of third parties (hereinafter Third Party Products). Unless specifically stated otherwise, such references shall not constitute or imply NAAIS’s endorsement, sponsorship or recommendation of such Third Party Products. Third Party Products are the sole and exclusive responsibility of the third party owner. NAAIS is not responsible for the Third Party Products or the content on any third party Internet site linked to any NAAIS site.
 
Security
Any user of a NAAIS server or site agrees to comply with any security processes and procedures (such as passwords) specified by NAAIS with respect to access to or use of a NAAIS site. Unless specifically authorized by NAAIS in writing, users of a NAAIS server or site further agree not to access or attempt to access any areas of or through the site that are not intended for general public access.
 
Press Releases/Company News
Any press releases, company news or other materials contained on a NAAIS site reflect circumstances and conditions that existed as of the respective dates on which they were initially released, presented or otherwise made.
 
Trademarks
The trademarks, logos and service marks (the "Service Marks") displayed on any NAAIS site, are registered Service Marks or Service Marks of NAAIS or NAAIS's corporate parent, or are used under license from the owner thereof. Nothing contained in any NAAIS site should be construed as granting, by implication or otherwise, any license or right to use any Service Mark displayed on any NAAIS site without the written permission of NAAIS or any third-party owner. Any unauthorized use of the Service Marks displayed on any NAAIS site, or any other content on any NAAIS site, is strictly prohibited.
 
Ownership
Everything that can be seen or read on any NAAIS site is copyrighted unless otherwise noted and may not be used except as provided for in these terms and conditions or in the text of any NAAIS site without the express written permission of NAAIS, which neither warrants nor represents that such use of materials displayed on any NAAIS site will not infringe rights of third parties not owned or affiliated with NAAIS.
 
Intellectual Property, Privacy and Publicity
Images of people or places displayed in any NAAIS site are either the property of, or used with permission by NAAIS. The use of these images by a user of a NAAIS system or site, or anyone authorized by such user, is prohibited unless specifically permitted by these terms and conditions or specific permission provided elsewhere on any NAAIS site or such user secured the necessary permission from the rights holder. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
 
Indemnification
As a user of any NAAIS site, you are entirely responsible for maintaining the confidentiality of your user name(s), password(s) and your NAAIS site account, as well as all activities that occur under your NAAIS site account. You hereby indemnify, defend and hold harmless NAAIS and its affiliates and officers, directors, owners, agents, information providers, licensors and licensees (collectively, the Indemnified Parties) from and against any and all liabilities and costs (including reasonable attorneys’ fees) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these terms and conditions or claims arising from your NAAIS site account. You shall use your best efforts to cooperate with NAAIS in the defense of any claim. NAAIS reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
 
Warranty Disclaimer and Limitation of Liability
THE USER OF A NAAIS SYSTEM AND SITE ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THE SERVER, SITE AND THE INTERNET GENERALLY. NAAIS, ITS AFFILIATES, OFFICERS, DIRECTORS, AGENTS, ASSIGNS AND SHAREHOLDERS DISCLAIM ALL WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS, EXPRESSED OR IMPLIED, WITH REGARD TO THE INFORMATION ACCESSED FROM, OR VIA, A NAAIS SERVER, SITE OR THE INTERNET, INCLUDING BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SYSTEM INTEGRATION, DATA ACCURACY OR NONINFRINGEMENT. NAAIS DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, USEFULNESS OR TIMELINESS OF ANY INFORMATION, APPARATUS, PRODUCT OR PROCESS DISCLOSED ON A NAAIS SERVER, SITE OR OTHER MATERIAL ACCESSIBLE FROM A NAAIS SERVER, SITE OR INTERNET. IN NO EVENT SHALL NAAIS OR ITS AFFILIATES BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM ACCESS TO OR USE OF A NAAIS SITE, OR THE INTERNET GENERALLY, UNDER CONTRACT, TORT OR ANY OTHER CAUSE OF ACTION OR LEGAL THEORY, OR FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION ON A NAAIS SERVER, SITE OR THE INTERNET GENERALLY EVEN IF NAAIS HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NO ACTION, REGARDLESS OF FORM, ARISING OUT OF THE USE OF A NAAIS SERVER, SITE OR THE INTERNET GENERALLY MAY BE BROUGHT BY A USER/VISITOR MORE THAN ONE (1) YEAR AFTER THE USER/VISITOR KNEW OR SHOULD HAVE KNOWN OF THE OCCURRENCE OF THE EVENT(S) WHICH GAVE RISE TO THE CAUSE OF ACTION.
 
THE INFORMATION PROVIDED ON A NAAIS SERVER AND/OR SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, NONINFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SYSTEM INTEGRATION, OR DATA ACCURACY. NO ADVICE OR INFORMATION GIVEN BY NAAIS, ITS AFFILIATES OR THEIR RESPECTIVE OFFICERS, EMPLOYEES OR AGENTS SHALL CREATE ANY WARRANTY. NEITHER NAAIS NOR ITS AFFILIATES WARRANT THAT THE INFORMATION OR MATERIALS ON A NAAIS SERVER, SITE OR ON THE INTERNET GENERALLY WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION, SOFTWARE OR OTHER MATERIALS ACCESSIBLE FROM THIS SERVER, WEB SITE OR THE INTERNET GENERALLY IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
 
No Advice
The information and materials contained on a NAAIS site are intended for informational purposes and are not intended to offer advice, legal, financial or otherwise, about specific situations or problems. NAAIS encourages all visitors and users to obtain competent and professional assistance in all matters requiring such advice or guidance.
 
Failure to Comply
NAAIS reserves the right to terminate or restrict the access of any user or visitor to this or any NAAIS sites without notice should NAAIS determine that a user has violated (or is threatening to violate) any of these Terms and Conditions. NAAIS also reserves any and all remedies at law or equity in connection with violation of these Terms and Conditions.
 
Governing Law
Any disputes resulting from a visitor's use of this or any NAAIS server or site shall be construed and enforced under the laws of the State of Texas. Visitors hereby submit to the jurisdiction of the courts of Dallas County, Texas, and waive any objection to venue with respect to actions brought in such courts. In any dispute, the prevailing party shall be entitled to recover its reasonable attorney’s fees and cost from the non-prevailing party. If any provision of these Terms and Conditions is held invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall in no way be affected or impaired thereby.
 
Questions
Questions regarding these Terms and Conditions should be directed to NAAIS's webmaster at webmaster@nat.com.
 
April 2014